“Do what you can, with what you have, where you are.” -- Theodore Roosevelt

Negate Your Liabilities

 

Are you upside-down in debt? If so, don't worry, you are not alone. America has been overspending for decades, charging on credit cards then moving into home equity. This is a factor of poor cash flow management and not having realistic expectations of the abilities to repay the debt.

 

Borrowing money can help you in certain circumstances and hurt you in others. Understanding the difference between debt and leverage is critical. You must know what's creating a debt problem.

 

Debt, or using credit on things that hurt your cash flow, is a bandage for the underlying problems of overspending and not using resources properly. Without managing the underlying issue, debt will continue to return.

 

Leverage, or using borrowed money to improve your cash flow, can actually help you. Once you've created solid financial stability, then you can then look to increasing your investments by using leverage.

See Programs Self-Assessment

Explore the Seven Keys

Click on each letter to learn more
Re-Create Your Vision Evaluate Where Your Are Target Your Income Harness Your Expenses Integrate Your Assests Negate Your Liabilities Keep It All Safe
Explore

Testimonial

I really appreciate the consistency in my daily practice. The little things always work into something big.

- Thea D , Santa Rosa, CA

Angie, I thought every piece was outstanding! Thanks

- Rebecca G. , Santa Rosa, CA

The 49 Secrets of Money has already changed the way I look at my money on a daily basis. It has made me more conscious of my money, and helps me make better decisions on an on-going basis.

- Ellin C. , Sebastopol, CA

In looking at my Optimal Life during this week's exercise it was really valuable to me to hone in on how to manifest more of my passions vs. settling for the easy route. It is good to put it in writing and refine. I know that's so important to really make things happen.

- Lisa W. , Santa Rosa, CA

The sense of urgency and "pay attention to this" is just what I need to keep reality in focus.

- Steve S. , Santa Rosa, CA

Thanks again, for the tools that you have provided me with. I really enjoyed your program and feel a lot more confident about my financial future. I have taken your advice and divided my budget into weeks for this month, I think that will work out way better for me, more manageable for my brain!

- Tracy J. , Santa Rosa, CA

This has been an incredible experience going through this program with you. You are a fantastic and thoughtful coach who really understands how to help and work with people. I will recommend you highly to friends and family.

- Bonnie B. , San Rafael, CA

This has been so helpful; beyond helpful actually!

- Nikki D. , Glen Ellen, CA

I know if I stay focused I will have a more fulfilling life. I also know that I have the ability to move through my financial problems, if I continue to work hard and follow the steps in the program. It has been a pleasure working with you even through the difficult times.

- Bonnie B. , San Rafael, CA

This course causes everyone to rethink what they are doing... and that is a healthy exercise for both those who are struggling and those who have achieved a high level of success. Each achievable step ties into the essence of what is necessary to live life with passion and purpose. This program challenges me to take action today and experience a powerful impact on my life.

- Leonard W., , Las Vegas, NV

Thanks for your services - you are top notch!

- Joanne G. , Santa Rosa, CA

I wish I could reach through this email and give you hug! Thank you for the encouraging words.

- Monica M. , Santa Rosa, CA


Join Our Email List

For information on upcoming events and special offers.

Join